The court is now asking the RBI and Central Government why there’s no clear rule to help families pay hospital bills or even buy groceries when the account holder is unconscious. This isn’t just bureaucracy; it’s a human crisis hiding in plain sight. The court’s order gives both authorities until November 6, 2026, to explain if any guidelines even exist. And if they don’t? The families are left helpless; no cash, no legal path, no relief. This story might seem small, but for millions of Indians relying on bank accounts for survival, it could change everything. If banking rules can’t handle life-or-death emergencies, maybe it’s time they were rewritten.