What’s driving it? Lending to industry (20%) and services (22.9%) exploded, with sectors like infrastructure, textiles, and NBFCs leading the charge. Even agriculture and personal loans picked up. For job seekers eyeing banking or finance roles, this means more hiring, more expansion, and deeper sectoral opportunities; especially in credit analysis, SME lending, and NBFC partnerships. The RBI’s data reveals not just growth, but a reshaping of where money’s flowing. If you’re preparing for banking exams, don’t just memorize ratios; understand which sectors are hot, and why. The economy isn’t just growing; it’s being rebuilt, one loan at a time.