The rule forces banks to park 20% cash against certain forex derivatives, meant to ease rupee pressure. But lenders argue it’s hurting businesses more than helping. They’re proposing a flat fee instead; less friction, same goal. Here’s the real catch: companies might now split big forex deals into smaller chunks to dodge the rule. Banks say they can’t even monitor that. And there’s still no clarity on whether interest payments on foreign loans are exempt. This isn’t just technical jargon; it’s about how businesses manage risk, and how much it’ll cost you. The RBI’s move might’ve boosted the rupee briefly, but the long-term ripple effects? Still unfolding.