Sounds scary? It is. The RBI just proposed new rules that let banks temporarily block your money (up to 60 days) if they think your transactions look suspicious; even if you’re innocent. The trigger? A transaction of just ₹1,000. You’ll get 20 days to explain yourself. If you don’t respond, the bank can hold your money for 30 more days; or until police get involved. These rules come after a Supreme Court push, and they’ll affect every bank; from SBI to your local cooperative. The goal? To stop cyber fraud. But the risk? Ordinary people getting trapped in system glitches. If you get a notification from your bank, don’t ignore it. Reply fast. Your money could be on hold; and you won’t even know why.