And yes, that’s real. No crypto, no stock tips; just plain gold bonds. The RBI just announced the premature redemption price for SGB 2020-21 Series VI at ₹15,384 per gram, up from ₹5,067 (online price). For those who held till now, it’s a sweet exit; but there’s a catch. Tax exemption on capital gains? Only if you wait till maturity in 2028. Cash out early, and you pay tax. Plus, don’t forget the extra ₹15,000ish in interest over 6 years. So, is it worth it? Depends on your cash flow; and your patience. Gold lovers, this is your moment. But tax-wise? Think long term. SGBs aren’t magic; they’re smart. And sometimes, patience pays more than panic.