SBI Chairman C S Setty dropped a major insight at the 2026 Banking Conclave: banks aren't just supporting growth, they're shaping it. With credit growing at 19.1% and deposits hitting a 15-year high, lenders now have the firepower to fund everything from green hydrogen to AI-powered manufacturing. The real story? Asset quality is at a 20-year low; meaning banks are not just lending more, they’re lending smarter. And as India eyes global leadership in sunrise sectors, bankers may soon need to think like venture capitalists; backing high-risk, high-reward tech bets. The quiet truth? Your next job, startup, or factory might be bank-financed; not government-funded.