But here’s what no one’s talking about: while headline inflation is above target, core inflation (the real, sticky kind) is still moderate. That’s why RBI Governor Sanjay Malhotra held rates at 5.25%; for the fifth time in a row. What this means for you? Cheaper loans aren’t coming soon, but neither are drastic rate hikes. If you’re planning to buy a home, take a loan, or even invest; this signals stability, not shock. Economists expected this, but the real story? RBI’s quietly betting that inflation will cool by December. So while headlines scream 'inflation up!', the RBI’s watching the deeper numbers; and betting they’re on the right side of the trend.