Citi’s Samiran Chakraborty hints October could be the trigger month. Why does this matter for you? If you’re planning to take a home or car loan soon, rates could climb faster than expected. Banks may also start tightening liquidity, which means less easy money floating around. For job seekers eyeing RBI or finance roles; this is your cue to brush up on monetary policy shifts. Markets are watching closely. One move could ripple into EMIs, FD returns, and even your dream govt job’s salary structure. Stay ahead. Understand the why behind the rate. Because when the RBI moves, everything moves with it.