That’s not a typo. It’s real. And it’s happening because banks are literally swimming in cash; over ₹4.45 lakh crore surplus, to be exact. Why? Two big reasons: foreign deposits (FCNR-B) are pouring in, and month-end government payouts (salaries, pensions) are flooding banks with rupees. RBI’s solution? Reverse repo auctions + OMO sales; basically sucking cash out of the system so that money doesn’t get too cheap, which could mess up inflation and rates. This isn’t panic; it’s precision. And if you’re prepping for banking or econ exams, watch how RBI uses tools like VRRR & OMO to manage liquidity. It’s textbook stuff… happening live.