But now, it might hit 30-40; maybe even more. That’s why Deputy Governor Murmu is listening. Hard. The draft rules were meant to stop risky evergreening loans; but industry players are sounding the alarm: ‘You’re catching good loans in the net too.’ Products like supply chain finance, working capital loans, even limited redraw facilities; they don’t all deserve the same label. And yes, the RBI is taking note. After 350+ feedbacks and a face-to-face with FIDC, a revision is likely. The central bank didn’t expect this backlash; and now, they’re reconsidering a blanket ban. Could the final rule be smarter, not stricter? We’ll know in 2 months. One thing’s clear: when 40 lenders raise their hands, even regulators pause.