No more vague overseas ventures; banks must now dig deep into every foreign partner’s AML history, office locations, R&D spend, even energy bills. Why now? Because India’s overseas investments have tripled in 5 years; to ₹34 billion; and regulators are losing sight of where the money goes once it leaves Indian shores. One lawyer called it a "thin window" of visibility. This isn’t just compliance; it’s control. And if you’re a company with a subsidiary in Singapore, Dubai, or Delaware, expect your bank to ask uncomfortable questions.