Imagine this: you accidentally send ₹15,000 to a scammer. Under the new proposal, you’d have a full hour to cancel that payment. Yes, ONE HOUR. That’s the RBI’s new safety net; a cooling-off period for big digital transactions. And that’s not even the weirdest part. Seniors and differently-abled users might soon need a “trusted person” to approve big payments; kind of like a digital guardian. Plus, you’ll be able to toggle your UPI, net banking, or cards ON or OFF with a single click. Why? Because 28 lakh cyber frauds were reported in 2025; and the ₹22,931 crore lost? That’s not just money. That’s families, businesses, dreams. RBI’s not waiting for the next headline; they’re building walls before the thieves even show up. The best part? You can actually give feedback. This isn’t just policy; it’s your money, your rules.