Banks flooded the system with dollars via FCNR(B) deposits, giving the rupee a much-needed boost. But here’s the twist: all that rupee cash now floating around could mess with inflation, lending, and even your home loan rates. The RBI’s got a temporary shield against oil shocks; but a massive dollar IOU waiting in 3-5 years. Smart move? Maybe. Risky? Definitely. Because in finance, today’s win can be tomorrow’s bill.